It's that time of year again: the time of year when you realize that you still have a bunch of money sitting in your FSA account, all unspent and ready to be snatched up by The Man. Now, my family actually has the magic ability to guarantee that there will be an ER trip in the days leading up to the new year - all we have to do is book a trip to Ohio, and bam: full-family stomach flus and broken bones abound), but unless you're similarly blessed, you might be wondering how to use up your tax-free health bucks.
First, here are a few important points to consider: